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Preparing Your Home for a Natural Disaster, www.sonjabush.com, Mammoth Lakes

Preparing Your Home for a Natural Disaster, www.sonjabush.com, Mammoth Lakes

 

Post from Allstate Insurance

 

Given how unpredictable nature can be, it’s a good idea to take measures to reduce your risks, protect your home and keep your family safe.

 

There are parts of the country where natural disasters are just part of life. The West Coast has earthquakes, the East and Gulf coasts have hurricanes, and then, right in the heartland, there’s Tornado Alley!

 

But these and other severe weather events (think floods, hail, winter storms) can happen anywhere. Given how unpredictable nature can be, it’s a good idea to take measures to reduce your risks, protect your home and keep your family safe. Here are specific steps to get started:

 

Identify your risks

Knowing the most common hazards in your area — particularly if you’re new to the region — can help you focus your preparation plans. Take action against the event that has the highest odds of occurring and work your way down from there. The nonprofit Federal Alliance for Safe Homes has a natural-disaster risk map that can help you identify the perils in your region. This is also a good time to check your insurance policies and confirm your coverage against various events.

 

Address your home’s vulnerabilities

Homeowners often feel helpless against destructive weather. But there are storm-specific home improvement strategies that can lower the risk of your home being damaged. In the case of hurricanes, for instance, you can mount storm shutters, build a safe room or install hurricane straps to help keep your roof in place when fierce winds blow. In many instances, preparing against one threat can protect you from others as well.

 

Create an emergency kit

Don’t wait until the last minute to make sure you have emergency supplies. According to Ready.gov, a basic emergency kit could include:

 

  • Water — one gallon per person per day, for at least three days.
  • Food — a three-day supply of non-perishables (and a can opener).
  • Battery-powered (or hand-crank) radio, with extra batteries.
  • Flashlight, with extra batteries.
  • First aid kit.
  • Whistle, to signal for help.
  • Cellphone, with chargers (or a solar charger).
  • Cash, or traveler’s checks, and change.

 

Once this basic kit is in place, you should supplement your supplies with items that address any special needs, such as children, pets or any medical concerns. You should also consider stocking an emergency “go bag” that you can quickly grab in the event of an evacuation.

 

Take inventory

Cataloging your personal property with a home inventory might sound tedious, but how easy would it be for you to recall all the contents of your home if you lost everything to a disaster? Taking a home inventory can help ensure fair insurance reimbursement, simplify the recovery process and even make it easier to apply for federal disaster aid.

 

Create — and practice — an emergency plan

Your emergency plan should be robust, addressing things like family communications (Where will you meet? How will you communicate?); escape route planning (an alternate way out from each room in your home); and guidance on shutting off utilities such as water, electricity and natural gas (which is frequently responsible for fires following a disaster). You should also practice the plan so that you can identify any weak spots.

 

While preparedness doesn’t happen overnight, taking concrete steps now can lessen your risk and offer you some peace of mind.

 

Related:

 

This guest post comes from the editors of the Allstate Blog, which helps people prepare for the unpredictability of life.

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Time isn’t always on your side, especially if you’re trying to time the real estate market.

Some homeowners postponed selling while they waited for prices to hit their peak. Here’s why you shouldn’t wait any longer:

💲The market is unpredictable — even experts can’t guarantee what it will do next!
☑️ You could pay more to buy your next home the longer you delay.
🤝 It’s still a great time to sell, but rising mortgage rates are beginning to slow down demand.

You can’t control the real estate market — but you can control when you put your home up for sale 🏡

Contact us to start a conversation about the right time to make your move.

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9 AM - 11 AM

Stop by and tour 3 amazing Mammoth Lakes Properties tomorrow!!!

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Properties Link Below:
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Link in Bio...

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Have a question about current market trends? Reach out at any time! We’re here to help you decode the lingo and make the most of today’s market 👨‍💻

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